INSTRUCTIONS: CONNECTICUT UNIFORM FORECLOSURE STANDING ORDERS (Form JC-CV-104)

Connecticut state document JC-CV-104 outlines the procedures under which a uniform foreclosure is to take place. This document can be found on the website maintained by the Connecticut Judicial Branch.

Connecticut Uniform Foreclosure Standing Orders JC-CV-104 Step 1: Paragraph A concerns efiling, which became mandatory in all foreclosure matters as of September 1, 2009. This paragraph also outlines the documents which are necessary to obtain a Judgment of Foreclosure.

Connecticut Uniform Foreclosure Standing Orders JC-CV-104 Step 2: Paragraph B concerns form JC-CV-103, a notification which states "You Are Being Sued and You Are In Danger Of Losing Your Property." This document must be attached to the top of any summons and complaint filed in a residential foreclosure action.

Connecticut Uniform Foreclosure Standing Orders JC-CV-104 Step 3: Paragraph C concerns the plaintiff's preliminary statement of debt, which must include the principal interest, per diem, escrow advances and corporate advances.

Connecticut Uniform Foreclosure Standing Orders JC-CV-104 Step 4: Paragraph D concerns steps that must be taken within 10 days following the entry of judgment of foreclosure by the plaintiff. This paragraph outlines information that must be outlined in a letter of notification which must be sent to all non-appearing defendant owners of the equity and a copy of the notice.

Connecticut Uniform Foreclosure Standing Orders JC-CV-104 Step 5: Paragraph E concerns what will occur if the court grants a plaintiff's motion to open a judgment for the purpose of vacating it due to a loss mitigation initiative being taken with any of the borrowers.

Connecticut Uniform Foreclosure Standing Orders JC-CV-104 Step 6: Paragraph F concerns the documents the plaintiff must prepare in the event that there is a hearing to open judgment after bankruptcy in order to set a new sale or law date after receiving relief from the bankruptcy stay. At this time, the plaintiff will be required to present to the court an updated affidavit of debt.

Connecticut Uniform Foreclosure Standing Orders JC-CV-104 Step 7: Paragraph G concerns the redemption period, during which the purchaser of the municipality must have a sufficient insurable interest in buildings and improvements on the property to insure them against damage or loss from fire or other natural threats and how to petition for relief from the Supreme Court if necessary.