INSTRUCTIONS: STATEMENT OF FINANCIAL AFFAIRS

Anyone who filing for any form of bankruptcy must fill out a "Statement of Financial Affairs" to submit with their application. This form can be obtained online from the United States Courts system website or in person at your local bankruptcy court. The application can be completed by one person or two spouses filing for joint bankruptcy proceedings.

Statement of Financial Affairs Step 1: Write your name at the top of the form where indicated. List the case number if you have already been assigned one.

Statement of Financial Affairs Step 2: List your income from employment or from the operation of a business from the past two years where required.

Statement of Financial Affairs Step 3: List your income obtained from the last two years from all other non-work sources.

Statement of Financial Affairs Step 4: List all payments to creditors made in the last 90 days, including their names and addresses, as well as how much you still owe. Payments less than $600 do not need to be listed here.

Statement of Financial Affairs Step 5: List all legal cases you have been involved with within the last year, as well as foreclosures, garnishment of wages and similar financial procedures.

Statement of Financial Affairs Step 6: List all gifts, as well as all losses related to theft, gambling and fire from within the last year.

Statement of Financial Affairs Step 7: List all payments made within the last year concerning debt counseling or other bankruptcy proceedings.

Statement of Financial Affairs Step 8: Provide all information requested about financial accounts you have closed within the last year or other notable bank transactions.

Statement of Financial Affairs Step 9: List any addresses you have lived at within the last three years.

Statement of Financial Affairs Step 10: If you live in one of the "community property" states listed under section 16 or have done so within the last eight years note this under this section.

Statement of Financial Affairs Step 11: List any cases where you have been notified by the government that you were in violation of financial law.

Statement of Financial Affairs Step 12: Sections 18-25 are only for business related bankruptcies, and require listing assets, partners and similar information.

Statement of Financial Affairs Step 13: Sign and date the form. It will be submitted along with all other bankruptcy forms.