INSTRUCTIONS: ALABAMA FINANCIAL HARDSHIP REQUIRED DOCUMENTATION
Alabama public employees registered in the RSA-1 retirement fund program administered by the state's
Retirement Systems may apply for funds to be disbursed in the event of an unexpected and unforeseeable emergency. To do so, you must file a financial hardship distribution request. This article summarizes the document outlining the documentation which must be submitted along with this request. Both
forms can be found on the website maintained by the Retirement Systems of Alabama.
Alabama Financial Hardship Required Documentation Step 1: The first section summarizes the documentation that must be submitted in the event of
foreclosure or eviction. Mandatory documentation includes a notice of foreclosure that states the amount required to bring your rent or
mortgage up to date, as well as a loan denial letter.
Alabama Financial Hardship Required Documentation Step 2: The second section summarizes the documentation that must be submitted in the event of an involuntary loss of income. The documentation described here includes a statement from your employer explaining the amount of the income lost, copies of your two most recent pay stubs prior to the loss of income, copies of all pay stubs during your period of diminished income, and proof of
unemployment or short-term disability benefits.
Alabama Financial Hardship Required Documentation Step 3: The next section concerns loss of
property or home repair expenses. Document described here includes a copy of any insurance claim showing the total amount paid by your insurance company and the amount that was not covered and contractor's estimates for repairs necessitated by catastrophic damage. Note that all documentation must be dated within the last six months.
Alabama Financial Hardship Required Documentation Step 4: The next section concerns expenses related to funeral expenses. Documentation which must be submitted in this case includes certified proof of your spouse's or dependent's death, such as a death certificate. Additionally, you must provide documentation that the funeral expenses were incurred in your name.
Alabama Financial Hardship Required Documentation Step 5: Note that applications which are submitted without sufficient documentation will be rejected as incomplete.
Alabama Financial Hardship Required Documentation Step 6: When submitting an application for funds for emergency purposes, note that this will require you to cease deferring your
compensation for a minimum of six months. To do so, you must submit an authorization to defer compensation form.